Ruthie's Corner

Fun Family Pumpkin Memories Family is very important to me. It’s one of the reasons I became a real estate agent. Thinking of the impact I have on family’s lives either helping them get their dream home OR getting their home sold so they can move on is astounding and a privilege I take very seriously. Nothing says family quite like the fall season, wouldn’t you agree? There’s something about a pumpkin & hayride that brings out the kid in all of us. Perhaps due to the memories we had as children seeing unique candle-lit pumpkins on porches as you drive by, thoughts of halloweens past & the recollection of the fun (& messy times) using our creativity designing the face of our pumpkin. We certainly all know the conventional method for carving a pumpkin with a sharp serated knife, then a scooper to empty the pumpkin of its “insides”, then dropping in a candle. How exciting to see your pumpkin emit light, right?! But did you know there’s another way to ‘carve’ a pumpkin...

3 Sure Fire Ways to Lose When Buying Your Next Home! Thinking about making a move?  GREAT! What an exciting time for you. Before you begin your homebuying journey, be sure to avoid these 3 sure fire ways homebuyers lose – big time – when buying a new home. You may ask:  “lose”? How can I lose? Great question. Too many buyers rush into the homebuying process before they’re ready.  And doing so not only wastes their time but, in some instances, it costs them thousands of dollars. Keep reading to learn what these top 3 mistakes are . . . so you make sure to avoid them!   Not getting prequalified BEFORE beginning your search Many buyers make this mistake, thinking they know what they can afford. What you may not consider, however, are other costs associated with home ownership – or a host of other issues that bear on the issue of your credit. I’ve worked with some buyers who were pleasantly surprised that they could actually qualify for MORE than...

Why Now Is The Time To Buy If you have been considering purchasing a home, you may be curious to know if this is the right time in the market to make your move. The market is fast changing, with new laws coming into play, interest rates are constantly rising, and a whole slew of things buyers have to face when it comes time to picking the right house. What does that mean for you? Well, that there isn't a better time to buy than now. Let's break down the benefits of purchasing a home now, instead of waiting.    1. INTEREST RATES ARE SOARING If you haven't been keeping up with the real estate market, you might be missing out on the data around interest rates. They are going up, and they are going up fast. 5% may not seem like a lot, but can be the difference between hundreds, or even thousands, of dollars on what you are paying out towards your loan on a monthly basis. Would you want to pay an extra $200 towards interest for your...