Insurance is a necessary evil.

Insurance is a necessary evil. When you buy a home, you get to buy home owners insurance. Which sounds like a great deal, however it is important to make sure that you get the right coverage for your area. In Southern Teller County, it is important to make sure the property you are buying is not in a flood plain. If it is you must by Flood Insurance.

Also, another component of home insurance that we see up here is Fire coverage. We do not have a lot of fires here due to great fire mitigation that the residents do, but some of the larger fires have impacted our area and insurance companies are wanting fire coverage on their policies. We are a desert tundra so we do get cold but when we are in a drought it can get rough. Recent storms have brought some much-needed moisture but the fire danger changes every day depending on the winds.

Keeping up on knowing what you will need as far as home owners insurance is going to be helpful in making sure you do not get hit with a bigger issue later on down the road!

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Prepping your house for sale

Prepping your home is one of the best things you can do to get the most money and a quicker sale. I mean that is your goal, right? Here are some tips to help you prep your house or property to get ready for listing it with a Realtor ® in the CC-V district. First look at your home through the eyes of potential buyers. I am not talking about the personal effects in your home (yet). I mean what are some projects you have on the honey do list that keep getting put off? Maybe you need to chalk your windows? Or perhaps fix up that back room to a spare room. The little projects you have been putting off might not seem like they would make a world of difference but to a buyer, they do. That is one less thing they must worry about when looking for a home. The house or property with the least amount of work that needs to be done is the winner 9 times out of 10. Unless it is an investor or a house flipper. Second, declutter is a must. Now while you are packing to move yourself you will ...

Who we are!

Welcome to Grainger Realty! We are a family owned real estate company serving the Cripple Creek and Victor District. We handle residential, land and ranch properties, along with commercial properties. Ruthie is a 5th generation native to Victor 3rd generation cattle rancher and 2nd generation real estate broker. In 2018 Ruthie earned her CRS (Certified Residential Specialist) and SRS (Sellers Representative Specialist) designations. in 2019 she achieved her Committed to Excellence certificate from the National Association of Realtors and the PSA (Pricing Strategy Advisor) certificate from the National Association of Realtors. We are active in our community through non-profits and other organizations. Reed and Ruthie the father daughter team also run cattle around Victor. Ruthie is active in her local Elks lodge and enjoys spending time with her family out on the ranch.

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